Free everyday checking with no minimum balance and nationwide ATM refunds.
ACH origination, wire services and positive pay for commercial clients.
Fiduciary administration and investment management through our Wealth division.
Owner-occupied real estate, equipment finance and working capital lines.
| Product | Term | APY |
|---|---|---|
| Certificate of Deposit1 | 12 months | 4.05% |
| Certificate of Deposit1 | 24 months | 3.87% |
| Premier Money Market2 | None | 3.40% |
| Statement Savings | None | 0.75% |
Annual Percentage Yield (APY) accurate as of 08/01/2026. Rates are variable except where a term is
stated and may change after account opening without notice.
1 A penalty will be imposed for early withdrawal. Penalty is 90 days' interest on terms of
12 months or less and 180 days' interest on longer terms, and may reduce principal. Certificates renew
automatically for the same term at the rate then in effect unless we are notified within the 10 calendar
day grace period. Minimum to open and to earn the stated APY is $1,000.
2 Premier Money Market requires a $25,000 minimum daily balance to earn the stated APY.
Balances below $25,000 earn 0.40% APY. A $15 monthly service charge applies in any statement cycle in
which the balance falls below the minimum on any day. Transfers and withdrawals are limited as described
in the Truth in Savings disclosure. Fees may reduce earnings.
Rates shown are for accounts opened in Tennessee, Georgia and Alabama. Business and public funds accounts
are priced separately; contact your relationship manager.